PayU is Hiring | Business Analyst – Risk

 PayU  is Hiring for Business Analyst – Risk Role. All the Candidates who completed Bachelor’s Degree are eligible. Interested Candidates can read the following Details and Apply for this role.

Job Description

  • Company Name:  PayU
  • Job Role: Business Analyst – Risk
  • Qualification: Bachelor’s or Master’s Degree
  • Location: Gurgaon
  • Batch: 2022-26
  • Experience: 2-4 yrs
  • Salary: Upto 5.65 LPA (Expected)
  • Last Date: As soon as possible.

 

Job Role & Responsibilities

  • Develop, implement and maintain credit policy for digital lending products.
  • Analyze data (e.g. traditional and alternative bureau, behavioral & macroeconomic data) using statistical tools and analytical techniques to generate insights and optimize credit decisions (accept/ decline, pricing and credit line).Build and optimize existing customer management strategies to improve customer level profitability.
  • Monitor portfolio and vintage delinquencies to ensure risk is within bounds; take corrective action as required.
  • Analyze and evaluate potential vendors/data providers for incremental value in credit management strategies in a continuous improvement environment.

 

Eligibility Criteria

  • Experience: 2-4 yrs
  • Degree: Strong data analytical skills related to visualization tools (Power BI, PowerApps, etc.).
    Skills: Utilizing knowledge of credit bureau data, risk scorecards and ability to pay quantification
    • Expertise in excel; data manipulation using SQL/R/Python an added plus.

 

PREFERRED SKILLS

  • Intellectually curious, eager to learn new things with an eye towards innovation
  • Strategic, able to focus on business goals
  • Excellent, at solving unstructured problems independently
  • Highly organized, able to prioritize multiple tasks
  • Strong, communicators able to build relationships with key stakeholder
  • Problem Solving mindset.

 

ABOUT COMPANY

PayU, the fintech-arm of Naspers, is a leading financial services provider in global growth markets. We use our expertise and heritage in cross border and local payments to extend the services we offer to merchants and consumers. Our innovative technology, developed in-house as well as through investments and strategic partnerships, empowers billions of people and millions of merchants to buy and sell online, extending the reach of financial services.

 

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